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Testimonials

“We used Lakes Mortgages in early 2017 as some friends of ours used them a couple of years before and recommended them to us. This was our first home that we wanted to purchase so we were very new to the mortgage application process. Phil came to see us at home at a time to suit us, mostly after 6pm which is ideal when you work full time like we do – you wouldn’t get that from a bank or building society! We got on well right from the word go, Phil is really down to earth and understands that not every mortgage application is the same, he treated us as human beings, was professional at all times and he explained everything in a way that was clear and concise allowing us to make the decisions that were right for us. Our mortgage application was accepted and the process was seamless from start to finish! Phil and his colleague Joanne led the process along the way keeping us informed at all times, we never had to chase them for anything but we still felt that we were in control although they did all of the hard work for us! We would highly recommend using Lakes Mortgages, an excellent and friendly service with a true understanding of your needs – great service, thanks Phil & Joanne. ”

Melanie & David of Kendal


“We have used Lakes Mortgages for several years now and wouldn't hesitate to recommend them. Phil offers a professional yet very personal service and has always paid great attention to our needs and circumstances. We have completed several remortgages with confidence, feeling that we have been well informed of the current and future markets. We consider Lakes Mortgages to be a safe pair of hands for all of our mortgage and life assurance needs. ”

Lynn & James of Brampton


“Highly recommended to anybody looking for a mortgage. Phil made everything crystal clear and definitely found the best product for us. Joanne was on hand to make sure we were constantly updated throughout the process. We were so impressed we are a customer for life and will not ever look anywhere else! ”

Sue & Matt of Lancaster


“Phil, we look forward to spending our first Christmas as a family in our new home that we never thought was possible but you made it happen! Can’t thank you all enough, best wishes to you all for the New Year. ”

Laura & Colin of Preston


“I have used the financial services of Lakes Mortgages for over 6 years on a number of different properties. After a recent break from paying a personal mortgage when it came to organising a new one & a life insurance policy lakes mortgages were the only place I contacted for guidance. The personal touch from this company is second to none & that the advice your given is the best possible deal for you, for someone who is not very understanding of the financial market I have 100% trust in the financial advice given by lakes mortgages & will continue to use their services in the future. Highly professional, super efficient & the knowledge of their chosen field of work is exceptional. I would highly recommend lakes mortgages to any potential client. ”

Mark of Cockermouth


“We have been using Lakes Mortgages for many many years now and can honestly say that we have always received a fantastic service from Phil and his team. They take all the hassle out of changing things over and do all the leg work for you, they are a dream to deal with. We wouldn’t use anybody else. We have been that pleased with the service that we have recommended Lakes Mortgages to lots of family and friends. ”

Mrs Evans


“We were happy with the service provided by Phil and his team when we remortgaged . Everything was done in a professional manner and wouldn't hesitate to recommend Lakes mortgages in the future .Please give them a call .You won’t be disappointed. ”

Iain & Carole of Ulverston


“I would just like to say we have used Lake Mortgages (Phil Bovis) over the last 6-8 years, we use Phil every two years to source and organise our discount mortgage. Every time Phil visits us and organises EVERYTHING for us and every time he gets us the best deal and we are amazed at how he cuts the term length or discounts our repayments like he does. We have recommended Phil to many of our friends and family and all have agreed Phil is Professional, Polite and always has the customers best interests at heart. Thanks again and look forward to seeing you again in about 18 months. ”

Mike & Joanne of Warrington


“Thank you Phil and team for sorting out our last re mortgage. It was a seamless transaction and other than a couple of phone calls it went through quickly and smoothly. Been with you Phil for the last ten years and we’re going nowhere for the next ten! ”

Jim & Jenny of Bothel


“The service at Lakes Mortgages was always friendly, brisk and efficient. The really useful factors were both the pre-emptive advice relating to the current and future mortgage markets and the follow up checking that ensured that everything was correct and in place. We are confident that outcomes were always the best value available given the state of available offers at the time. As above, Phil Bovis is a cheery, cheeky, beggar who will cost you a fortune in tea and biscuits. The team, at Lakes Mortgage are efficient and friendly and all the administration was faultless. ”

Richard & Josephine of Penrith